The cost of fertility treatment is a topic many don’t initially consider when they’re told they may need to turn to treatment to conceive. Unfortunately, it is an important factor in determining what type of treatment couples can attempt, as some treatments can cost upwards of $12,000.
In a recent post, well-known fertility blogger Amy Klein discusses the cost of fertility treatment along with ways you can prepare your finances. Klein notes that the cost of fertility treatment is not covered by many insurance companies, as treatment for infertility is often deemed as optional. What’s more, fertility treatments are not guaranteed to work, nor is there one established course of treatment--all of which makes patients’ financial decisions to undertake treatment more difficult.
In vitro fertilization (IVF), a type of assisted reproductive technology, is a common method of treatment that has resulted in the birth of over five million babies since it was introduced 35 years ago. High IVF costs, however, may put it out of reach for many patients. IVF costs on average around $12,000, not including the cost of medications and special procedures.
Knowing your personalized chances of IVF success can help you determine the best approach for you, given IVF costs. Univfy IVF Prediction Tests provide patients with their personalized chances of IVF success by taking into account multiple fertility factors based on a woman and her partner’s unique reproductive profiles. Knowing you have a high IVF success rate may help you make the decision to head straight for IVF, whereas a low IVF success rate may help you clarify your options more quickly, too.
Today, most clinics offer multi-cycle packages at a discount per cycle. These packages, which require you pay upfront for multiple cycles, can cost about 30% to 40% less in total than if you were to pay on a cycle-by-cycle basis. Some multi-cycle plans even offer refund packages, although the amount and requirements for refunds vary clinic-to-clinic. In most cases, you pay upfront for multiple cycles, and in the unfortunate circumstance you do not conceive during any of these attempts, you get a portion of the cost refunded back to you. Typically, a single-cycle program costs the least upfront, but a multi-cycle program can give you peace of mind, knowing you can maximize your chances of success within a set budget.
The Univfy IVF Cost Calculator is a free tool that can help you make a more informed decision on the best IVF plan for you--whether a single cycle at a time or a multi-cycle plan--given your chances of IVF success. The calculator provides a side-by-side comparison of various IVF plans, taking into account your personalized chances of IVF success, the price of the packages you are considering, and how you plan to finance each package--factoring in any credit card or loan interest payments.
At Univfy, we are here to help you gain insight into your personalized chances of IVF success. Knowing what those chances are, along with the use of the Univfy IVF Cost Calculator, can help you choose the best fertility treatment package for you.
If you’d like to read Amy Klein’s blog on Fertility Authority, please click here.
Visit Fertility Concerns for more fertility health information and interactive tools to personalize your fertility path.