In this “Fertility Chronicles” blog, we continue to discuss ways patients can manage the costs of their IVF treatments. To help you make a more informed financial decision on IVF, check out the free online Univfy IVF Cost Calculator. Our calculator can help you decide between various IVF packages available from your clinic, given your chances of IVF success.
If you have been told that you need in vitro fertilization (IVF) to have the best chance to conceive, you are probably already aware of the impending financial strain. IVF costs in the U.S. are usually between $12,000 and $15,000, and fewer than 30% of Americans have insurance coverage for fertility treatment. In a previous blog post, we discussed multiple options for paying for IVF if you do not have health insurance or if your insurance doesn’t cover fertility treatments. In this post, we will discuss grants programs for fertility treatment offered by six non-profit organizations.
These non-profit organizations provide grants to eligible infertility patients to pay for some or all of their IVF costs. All of these grants require applicants to demonstrate financial need, as defined by the grant program. Grant programs can be national or regional in scope. Some regional grant programs may limit applicants to their geographic regions or have other requirements, so be sure to review grant application requirements carefully.
Baby Quest Foundation
BabyQuest Foundation is a non-profit organization which provides financial assistance to those who cannot afford the high costs of procedures, such as egg and sperm donation, egg freezing, artificial insemination, IVF, and gestational surrogacy.
Eligibility: Applicants must be U.S. residents and demonstrate infertility (female or male) and financial need. Applicants must have basic insurance coverage for mother and baby and demonstrate good physical and mental health. Though the application process is geared towards heterosexual couples, same-sex couples and singles are eligible for grants as well.
Application Process: The application, including a medical intake form completed by the candidate’s fertility specialist, is available on the BabyQuest Foundation website. The foundation awards grants in March and in November every year. A $50 application fee is required.
The Tinina Q. Cade Foundation
Established in 2005, the Cade Foundation is a non-profit organization that provides information, support, and financial assistance to infertile families whose primary obstacle is financing treatment. The Cade Foundation offers grants up to $10,000 per family to help couples pay for costs associated with fertility treatments or domestic adoption. Since its founding, the Cade Foundation has provided financial assistance to 43 families.
Eligibility: Applicants must have documented infertility, be legal U.S. permanent residents, and submit the grant application with a $50 processing fee.
Application Process: The foundation offers grants at the beginning of each year to be used by the end of that calendar year. Applications are due in June of the previous year and must include a detailed budget plan for how the funds will be used for fertility treatment or domestic adoption.
The International Council on Infertility Information Dissemination (INCIID)
INCIID (pronounced "inside") is a non-profit organization that helps patients explore their family-building options. The Council offers a yearly national scholarship program through which fertility doctors from respected fertility clinics across the United States donate their state-of-the art facilities and services to needy couples. Though INCIID is technically not a grant program, the organization is able to provide free IVF to those with financial and medical need.
Eligibility: Applicants must demonstrate financial and medical need for fertility treatment. Final committee selections and decisions take cost-of-living in different regions of the country into account.
Application Process: Applicants must provide copies of their most recent tax returns, pay stubs, and a letter from their doctor recommending IVF as medically necessary. Awardees will partner with INCIID and agree to a small fundraising requirement ($55 for a bronze-level membership). INCIID reviews scholarships monthly. Deadlines are the last business day of each month.
The Angels of Hope Foundation
Founded in 2005, the Angels of Hope Foundation provides support to couples struggling with infertility. The foundation offers the Creating Miracles Grant twice a year to financially-burdened couples in Illinois who need fertility treatments to conceive a child.
Eligibility: Applicants must be legally married couples residing in Grundy or Will counties of Illinois. Candidates must have little or no insurance coverage and have a likelihood of successful treatment, determined by their physician.
Application Process: Applicants must complete an application and include a letter from their doctor, a medical records release, and a financial statement. Grants are distributed each April (application deadline of March 31) and September (application deadline of August 31), based on the availability of funds.
Pay-It-Forward Fertility Foundation
The Pay-It-Forward Fertility Foundation helps couples throughout the U.S. struggling with infertility to afford additional fertility treatment. The Foundation accepts grant applications throughout the year and presents awards four times a year.
Eligibility: Couples must reside in the U.S., and the female partner must be under age 40, unless using donor eggs or embryo adoption.
Application Process: Candidates must mail a personal statement describing their infertility journey, a physician’s recommendation, and a non-refundable $50 fee. Grant payments go directly to a certified U.S. fertility clinic.
Sparkles of Life
Sparkles of Life, Inc. is a Texas-based, non-profit organization dedicated to supporting couples on their paths to parenthood. It partners with the Houston Fertility Institute to provide deserving couples with the Garden of Life Grant to cover 33% of one IVF treatment.
Eligibility: Couples, age 18 or older, must demonstrate a documented need for fertility treatment.
Application Process: Couples must submit an application including a personal statement, current financial records, and a $100 non-refundable application fee.