If you've been told that you need in vitro fertilization (IVF) to have the best chance to conceive, you might be feeling the weight of the financial strain.
In a previous blog post, we discussed multiple options you can take to pay for IVF if you do not have health insurance or if your insurance doesn't cover fertility treatments. Now, we will take a closer look at grant programs offered by six nonprofit organizations specifically for infertility treatments, and how to apply for them.
These grants can be used by eligible infertility patients to cover the cost of some or all of their IVF costs. They will require applicants to demonstrate financial need, as defined by the grant program. Grant programs can be national or regional in scope. Some regional grant programs may only be eligible to applicants living in a specific geographic area, or have other requirements, so be sure to review grant application requirements carefully.
Baby Quest Foundation
BabyQuest Foundation is a non-profit organization that provides financial assistance to those who cannot afford the high costs of procedures, such as egg and sperm donation, egg freezing, artificial insemination, IVF and gestational surrogacy.
Eligibility: Applicants must be U.S. residents and demonstrate infertility (female or male) and financial need. Applicants must have basic insurance coverage for mother and baby and demonstrate good physical and mental health. Though the application process is geared towards heterosexual couples, same-sex couples and singles are eligible for grants as well.
Application Process: The application, including a medical intake form completed by the candidate's fertility specialist, is available on the BabyQuest Foundation website. The foundation awards grants in March and in November every year. A $50 application fee is required.
The Tinina Q. Cade Foundation
The Cade Foundation is a non-profit organization that provides information, support, and financial assistance to infertile families whose primary obstacle is financing treatment. The foundation offers grants of up to $10,000 per family to help couples pay for costs associated with fertility treatments or domestic adoption. Since its launch in 2005, the group has provided financial assistance to 70 families.
Eligibility: Applicants must have documented infertility, be legal U.S. permanent residents and submit a grant application with a $50 processing fee.
Application Process: The foundation offers grants twice a year, once in the spring and again in the fall. Deadlines for applications is Feb. 1 for the Spring Grant Review and July 1 for the Fall Grant Review. Applications must include a detailed budget plan for how the funds will be used for fertility treatment or domestic adoption.
The International Council on Infertility Information Dissemination (INCIID)
INCIID (pronounced "inside") is a non-profit organization that helps patients explore their family-building options. The Council offers a yearly national scholarship program through which fertility doctors from respected fertility clinics across the United States donate their state-of-the art facilities and services to needy couples. Though INCIID is technically not a grant program, the organization is able to provide free IVF to those with financial and medical need.
Eligibility: Applicants must demonstrate financial and medical need for fertility treatment. Final committee selections and decisions take cost-of-living in different regions of the country into account.
Application Process: Applicants must provide copies of their most recent tax returns, pay stubs, and a letter from their doctor recommending IVF as medically necessary. Awardees will partner with INCIID and agree to a small fundraising requirement ($55 for a bronze-level membership). It can take 6-10 months for INCIID to review and process your application.
The Angels of Hope Foundation
Founded in 2005, the Angels of Hope Foundation provides support to couples struggling with infertility. The foundation offers the Creating Miracles Grant twice a year to financially-burdened couples in Illinois who need fertility treatments to conceive a child.
Eligibility: Applicants must be legally married couples residing in Grundy or Will counties of Illinois. Candidates must have little or no insurance coverage and obtain a physician's report showing that they are likely of successful treatment.
Application Process: Applicants must complete an application and include a letter from their doctor, a medical records release and a financial statement. Grants are distributed each April and September. Deadlines are March 31 and August 31, respectively.
Pay-It-Forward Fertility Foundation
The Pay-It-Forward Fertility Foundation helps couples in the U.S. struggling with infertility afford additional fertility treatment. The Foundation accepts grant applications throughout the year and presents awards several times a year, depending on the availability of funds.
Eligibility: Couples must reside in the U.S., and the female partner must be under age 40, unless using donor eggs or embryo adoption.
Application Process: Candidates must mail a personal statement describing their infertility journey, a physician's recommendation and a non-refundable $60 fee. Grant payments go directly to a certified U.S. fertility clinic.